34
Years of Experience
89+
Medical Sales Families Served
Flat Fee
No commissions, no conflicts
100%
Specialized in medical sales only
Numbers as of January 2026
David Dedman, ChFC®, AWMA®
David founded Pulse Wealth to help medical sales professionals build true Walk-Away Wealth — turning commissions, bonuses, and stock comp into lasting freedom through proactive tax strategy and a transparent flat-fee model. Too often, high-earning MedSales pros were paying more as their portfolios grew, while navigating advice influenced by percentage-based fees.
The flat-fee model changes that equation. When your fee stays the same regardless of portfolio size, recommendations become clearer, more objective, and fully aligned with your long-term independence — not your asset balance.
Who We Serve
Typical clients
The Road Warrior
Device or pharma rep, $200K–$400K, W2 + commission
You've had some incredible earning years — and some that came out of nowhere. You're maxing your 401(k) but not sure what to do beyond that. Taxes feel like they're eating you alive in your big months, and you've never had an advisor who actually understood how variable income works.
The Rising Leader
Moving into management or going independent, $300K–$600K
You're transitioning — maybe into a director role, maybe launching your own distributorship. The income is getting more complex: base, bonus, equity, maybe 1099. You need a financial plan that's built for where you're going, not where you've been.
10+ years in medical sales, $400K+, starting to think about the exit
You've built real wealth — but it's scattered. Multiple accounts, old 401(k)s from past employers, some real estate, stock you've never diversified. You want someone to pull it all together and show you what "done" actually looks like.
The Established Earner
How we help you reach more goals—faster
No lengthy onboarding. No confusing process. Three steps from "I'm interested" to a financial plan that actually fits your life in medical sales.
1
We learn about you
A 30-minute strategy session call where we take the time to understand your goals, values, current situation, and what success looks like for your unique life.
30 min call • free • no obligation
2
We build your plan
From investments and taxes to retirement; we examine your complete financial picture and build a personalized plan to achieve your dreams.
delivered within 30 days
3
We stay in your corner
We help you implement every recommendation and stay with you as your personal financial coach, answering questions and adapting your plan as life evolves.
ongoing • $550/mo flat fee
Why Medical Sales Pros Choose Pulse
We don't pressure you to move your assets.
You keep your investments where you feel comfortable.
Focus on personalised advice, not product sales.
We're here to guide you, not sell you something. We will never push a product on you and we don't receive commissions of any kind.
Transparent, flat fees.
No hidden costs or AUM (assets under management) fees, just clear pricing tailored to your needs.
Membership That Pays for Itself
From smarter tax strategies to better investment decisions, get measurable results that justify the membership cost and then some.
Comprehensive Financial Planning
$550 / month
✔️Comprehensive financial plan built for your income
✔️Tax strategy for commission-heavy years
✔️Investment management and account optimization
✔️Monthly check-ins + semi-annual deep dives
✔️On-call access when big commission months hit
✔️Insurance and benefits review
✔️Career transition planning (territory changes, going
independent)
3% Higher Investment Returns
Working with the right financial expert can add up to 3% in net annual returns through better investment decisions, proactive tax planning, and behavioral coaching.1
Up to 4X More Wealth
A clear, written financial plan can help you build 2–4x more wealth by retirement—because maximizing your potential starts with having the right plan.2
350+ Hours Saved
Trying to manage your finances alone is complex and time-consuming. Imagine what you could accomplish with an extra 350+ hours each year.3
Vanguard Research, "Putting a value on your value: Quantifying Vanguard Advisor's Alpha," which identifies approximately 3% in potential net returns through financial guidance, proper asset allocation, cost-effective implementation, rebalancing, behavioral coaching, and tax strategies. https://advisors.vanguard.com/insights/article/IWE_ResPuttingAValueOnValue. 2. Based on 2023 T. Rowe Price Retirement Savings and Spending Study that showed individuals with a formal plan were over two to almost four times wealthier than pre-retirees without a plan. https://www.prnewswire.com/news-releases/two-thirds-of-americans-say-their-financial-planning-needs-improvement-301881539.html. 3. Based on a US Bureau of Labor Statistics 2023 American Time Use Survey that showed, among the top Americans who engage in financial planning themselves, they typically spend 59 minutes a day managing their money. https://www.bls.gov/news.release/pdf/atus.pdf
Our Process
It's easy to get started.
Introduction
This is a 30-minute call to explore
how we can enhance your financial health. We'll discuss aligning your goals with our services, which are specifically designed for medical sales professionals.
Discovery
After reviewing your details, let's ensure we're precise on every aspect, clarifying any uncertainties to craft your initial action steps. Tailored for professionals, our goal is to build a solid foundation for your financial strategy.
Action Items
We'll navigate your financial plan together, focusing on actionable steps. By discussing and prioritizing tasks, we'll ensure a clear path forward for your financial well-being.
Monitoring
We'll maintain regular engagement with monthly check-ins, semi-annual meetings, and continuous planning throughout the year, ensuring a comprehensive approach to your financial health that leaves no detail overlooked.
Success Stories
Success Stories
How our work can help
Thomas
Thomas has been a successful pharmaceutical sales executive for more than 25 years. He is thinking about early retirement between 60 and 65, but he’s not sure if it can be done or where the money will come from. He knows he needs some help putting it all together.
Success Stories
Success Stories
How our work can help
Frequently Asked Questions?
Pulse Wealth is a financial planning firm built specifically for medical device and pharmaceutical sales professionals. If you earn a base salary plus commission, bonuses, or equity compensation, we understand the unique financial complexity that comes with your career.
We help you build a financial plan around variable income — so you're not just saving when it's a good month. That includes tax strategy for commission-heavy years, investing, insurance, and planning for career transitions like going independent or changing territories.
Most financial advisors are built for salaried professionals or retirees. Pulse Wealth focuses exclusively on high earners in medical sales, so your advisor already understands W2 + 1099 income structures, large bonus months, and the lifestyle that comes with your industry.
We charge a flat fee for financial planning — no commissions, no percentage of assets. You know exactly what you're paying, and our advice is never influenced by products we sell.
We work best with medical sales professionals earning $150K+ who want to get intentional about where their income is going and start building real long-term wealth.
Yes — we work with medical sales reps across the United States virtually, so geography is never a barrier.
Ready to build wealth around your
medical sales career?
Most financial advisors don't understand how you get paid. We do. Whether you're navigating a massive commission month, planning around a job change, or tired of feeling like your income isn't working as hard as you are — Pulse Wealth was built for exactly where you are.
Flat fee, no Commissions • No conflicts, advice you can trust • Medical sales only, we know your world
Our Process
United in Excellence: Showcasing
Our Client Collaborations