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The Q3 Economic Deceleration: Why It’s Time to Stress Test Your ‘Work-Optional’ Plan
If you’re feeling like you spend more time in an airport lounge than with your family, you’re not alone. The life of a medical sales professional can be lucrative, but constant quota demands, unpredictable travel schedules, and seemingly nonstop emails at odd hours leave many thinking: When can I make work optional? Now that the Q3 2025 economic deceleration is taking shape, it’s the perfect moment to see whether your plan for eventually stepping off life’s hamster wheel can
David Dedman
Nov 4, 20256 min read


When to Invest Lump-Sum Commissions in Medical Devices
Introduction and Purpose In the world of medical device sales, you often don’t have the luxury of a predictable, steady paycheck. One quarter, you might land a massive hospital contract or drive a successful product launch, leading to a hefty lump-sum commission. The next quarter, you’re back to grinding, waiting for the next big sale. This variability sets the stage for one of the most important decisions you can make: how and when to invest those large windfalls. Your goal
David Dedman
Oct 30, 20257 min read


The IMF's 'Disorderly Correction' Warning: Is Your Early Retirement Plan Too Complacent?
The IMF’s ‘Disorderly Correction’ Warning: Why Early Retirement Plans May Be Dangerously Complacent If you’ve spent time scrolling through market news lately, you might have come across a term that should make early-retirement hopefuls take notice: “disorderly correction.” It comes from the IMF’s October 2025 Global Financial Stability Report, and it’s a warning suggesting that the calm we’ve seen in certain markets—like the high-flying AI-driven tech sector—could be hiding s
David Dedman
Oct 28, 202510 min read


The Perfect Storm: How to Shield Your Early Retirement Plan from the G20's Market Warning and a Government Shutdown
The Perfect Storm: How to Shield Your Early Retirement Plan from the G20’s Market Warning and a Government Shutdown If you’re a busy medical sales professional looking to retire well ahead of the traditional timeline, it can feel like the universe is throwing every possible curveball at once. Markets are flashing red lights following a cautionary note from the Financial Stability Board (FSB) about overinflated asset valuations. The looming threat of a federal government shut
David Dedman
Oct 24, 20257 min read


The Treasury’s Trillion-Dollar Question: How Upcoming Borrowing Impacts Your Early Retirement Plan
Picture this: you’re juggling quotas, hopping flights to patch up deals, and wondering when you can finally press the “pause” button on...
David Dedman
Oct 21, 20258 min read


Beyond the Max-Out: The New 2026 Contribution Limits and Your Early Retirement Plan
Imagine waking up on a typical Monday morning, but instead of hustling to meet aggressive quotas or catching another flight to a client...
David Dedman
Oct 16, 202510 min read


The Missing Number: Delayed Inflation Report and Your Early Retirement Plan
Picture sitting in the airport after yet another medical sales meeting, scrolling through headlines on your phone. You see it: the Bureau...
David Dedman
Oct 14, 20258 min read


How to Reduce Taxes on a $250k Medical Device Salary
How to Reduce Taxes on a $250k Medical Device Salary There’s nothing like that rush when a big commission check drops into your account....
David Dedman
Oct 9, 20258 min read


Beyond the Quota: Q3 2025 Med-Tech Earnings—Is Your Financial Plan Keeping Pace?
Introduction – Why Q3 Earnings Matter for Medical Sales Professionals If you’re in medical sales, you already know your personal finances...
David Dedman
Oct 7, 20257 min read


Texas Med Device Reps: The Ultimate Guide to Tax Minimization
If you’re a mid-career medical device sales professional in Texas, earning anywhere from $200K to $350K—and especially if you’re juggling...
David Dedman
Oct 2, 20257 min read


The Fed's September Rate Cut: Is Your Early Retirement Plan Ready?
The Fed’s September Rate Cut: Is Your Early Retirement Plan Ready? If you’re a busy medical sales professional earning well but feeling...
David Dedman
Sep 30, 20257 min read


The Student Loan Squeeze: Is Your Early Retirement Plan at Risk?
If you’re a mid-career professional in medical sales, you likely live with two demanding forces: quotas that never quit and student loan...
David Dedman
Sep 25, 20258 min read


Should Medical Sales Reps Incorporate for Potential Tax Benefits
Should Medical Sales Reps Incorporate for Potential Tax Benefits? Medical sales reps often rely on high commission checks that can feel...
David Dedman
Sep 23, 20256 min read


Gold's Record-Breaking Rally: A Flight to Safety or a FOMO Trap for Your Early Retirement Plan?
Gold’s Record-Breaking Rally: A Flight to Safety or a FOMO Trap for Your Early Retirement Plan? You’ve probably seen the headlines: gold...
David Dedman
Sep 18, 20258 min read


Early Retirement Roadmap for High-Earning Medical Sales
Picture the moment you’re stepping off the plane—only instead of rushing to another conference booth, you’re stepping into the next...
David Dedman
Sep 16, 202511 min read


The Great Reshuffle: Insights from the Latest Jobs Report for a Job-Optional Future
If you’re a medical sales professional who’s been riding the wave of decent pay and opportunities, you might wonder whether the so-called...
David Dedman
Sep 11, 20259 min read


Keep Lifestyle Creep in Check with Big Medical Sales Commissions
Keep Lifestyle Creep in Check with Big Medical Sales Commissions Picture this: you close a massive deal, the commission check is bigger...
David Dedman
Sep 9, 20257 min read


2026 Open Enrollment Shake-Up: Avoid These Costly Mistakes
If you’ve been juggling flight delays, quota pressures, and the nonstop hustle that defines the medical sales world, you probably haven’t...
David Dedman
Sep 4, 202510 min read


Optimizing Commission Taxes for Medical Device Reps
Ever feel like your commission check comes in one door and waltzes straight out the other? If you’re a medical device sales professional,...
David Dedman
Sep 2, 202510 min read


The Great Disconnect: Why the Market Demands a Fed Rate Cut and Its Impact on Your Early Retirement Plan
If you’ve glanced at financial headlines lately, you’ve probably seen a tug of war playing out between the Federal Reserve and the stock...
David Dedman
Aug 28, 20259 min read
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